Creative Auto Finance - Good, Bad & No Credit Car Loans In Winnipeg - 2045090084

Still buying your vehicles the old way? Finance your dream vehicle today. Low interest rates, low payments. All Credit Levels Welcome. Apply. Relax. Drive.

Creative Auto Finance Brokers are the #1 place for good credit or bad credit car loans in Winnipeg, and all of Manitoba, Saskatchewan, Alberta, and Ontario.

Free service that saves you thousands on new or pre-owned vehicles. Cars, trucks, SUVs, and more!!

Quick application and approvals, we can have you driving in less than 24 hours

Regardless of credit history, our company is dedicated to ensuring our clients get the lowest interest rates, payments that match their budgets and a great deal on any type of vehicle they want.

Creative Auto will save you thousands of dollars and countless hours of searching for your vehicles. When you work with us, all the stress associated with finding a car loan and negotiating the price of the vehicle is gone.

We have a great relationship with all the major Automotive Banks in Canada. We only source vehicles from top of the line, reputable dealerships. This translates into amazing savings and piece of mind for all of our customers.

Amazing monthly promotions like, Zero Down, Up to $5000 cash back and free goodies*

City Based Clients Process

1. First we pre-approve you, over the phone or via email. No more wasting time going from bank to bank or dealership to dealership looking at vehicles the bank says you can't afford.
2. We negotiate with the bank on the interest rate, the payment, and the terms of the loan, which no dealership will do for you.
3. After we discover exactly what your needs are, we find the best vehicle for your budget, according to your specifications. Any make, any model. If you are not a car person don't worry our experienced, knowledgable staff will help you find the right vehicle for your needs.
3. Test drive the vehicle/s
4. Drive away happy!!

Rural Based Clients Process

1. First we pre-approve you, no more wasting time looking at vehicles the bank says you can't afford.
2. We negotiate with the bank on the interest rate, the payment, and the terms of the loan, which no dealership will do for you.
3. After we discover exactly what your needs are, we find the best vehicle for your budget, according to your specifications. Any make, any model. If you are not a car person don't worry our experienced, knowledgable staff will help you find the right vehicle for your needs.
3. We drive your vehicle to you almost anywhere in Canada, free of charge!!

This process can be done from anywhere you wish. You can finance a vehicle while on vacation, sitting on your sofa, even on the wing of a plane or skydiving!!

No more backyard, greasy car salesmen. We walk you through the entire process, in a friendly, no pressure way. We want our clients to be happy.

Savvy buyers already use brokers for mortgages and insurance. Discover why more and more Canadians are using our company everyday.

Types of Customers & Services We Provide

GOOD CREDIT CAR LOANS WINNIPEG- Most people that have a positive credit rating associate finance companies with shady high interest loans. This may have been true at one point but our company has changed the game. When you are looking for a good credit car loan in Winnipeg, or anywhere else in Canada, we can reduce your rate even further than your bank, as well as tailor the structure of your payments because of our contacts at the major Auto Banks. Apply today and find out why our VIP program is so beneficial.

BAD CREDIT CAR LOANS WINNIPEG - No matter what shape your credit is in you deserve the best service possible when finding a bad credit car loan in Winnipeg. Creative Auto’s finance managers are experts in bad credit auto loans and with our contacts will get approvals where other finance mangers fail. Even poor credit car loans in Winnipeg deserve to have their interest rate dropped as much as possible. Fortunately at our company, bad credit auto finance isn’t a problem. We welcome the chance to help out our fellow Canadians get to work, and drive their families to whichever destination they desire. Contact us now and let’s get started!!

NO CREDIT CAR LOANS WINNIPEG - No credit is sometimes worse than having bad credit. Without an established credit history other companies struggle where we excel. With our process and contacts a no credit auto loan is no problem.

NEW CANADIAN CAR LOANS WINNIPEG - Having trouble getting a vehicle? Give us a call and we will be happy to help. Most companies do not know the regulations but we are very familiar with them. We welcome you to our great country and would be more than happy to help you get on the road with a New Canadian Auto loan.

Private Sale Financing - Our company provides sellers and buyers of private sale the option to add warranty and financing to private sales. Contact us today for more information.

Other services we provide……

Help with bankruptcy and car loans
Help rebuilding your credit

What Do Auto Brokers Do and What Are The Advantages Of Using One?

Instead of working for a dealership an auto broker works for you. Dealerships have a number of roles that all cost a lot of money to support, so the overhead is immense. A broker will have much less overhead and will replace many of the roles that a dealership would have 3 to 5, or even more people handle. This enables the broker to give a much better deal right of the bat.

A broker will use professional knowledge, contacts, and experience to shop for the best deal from not only the dealership but the banks as well.

An experienced auto broker will be able to find a wide variety of vehicles much more easily than a regular person. A good broker will have wholesale contacts, access to auctions, working relationships with dealerships (new and preowned) locally and across Canada, and when the dollar is strong, is also able to source from the USA. These various contacts will have a direct effect on the price of the vehicle itself, and save you hours and hours of searching/research. Clients who are looking for a specific colour, options, etc will benefit from this process even more because of the rarity of certain vehicles and the difficulty for the average person to acquire them.

The next benefit is a good auto broker will know, after looking at a clients credit history, which bank/s to submit their application for finance to. This may seem like a small benefit but will protect the customer’s credit score from being negatively impacted from being submitted unnecessarily to many banks.

One of the best features is the broker should have a great relationship with the bank and be able to reduce the interest rate of the loan regardless of credit history saving someone with good credit or bad credit more than their bank or a dealership’s business manager (finance manager). Not only does this potentially save the customer a huge amount of money it can also enable them to get a larger loan amount if so desired.

Specifically a client that is seeking an auto loan with poor credit will benefit greatly using an auto broker, because generally a car dealership will give up after submitting their application and receiving a decline from the banks they have submitted to. A broker will not give up until they have exhausted all the options and contacts available to them.

A broker will also help with the terms of the loan which means how long the loan repayment schedule is, as well as how it is paid. This will help the customer if they have a budget and need the bi-weekly, semi monthly payment to not exceed a certain amount. There are limitations but you have a lot more room with a good broker in your corner.

Those are some of the main reasons to use a broker. Of course there are others and it varies from broker to broker. For instance Creative Auto Finance always has special promotions and draws on for new customers and previous. Just make sure the broker you choose answers all of your questions with patience and intelligence, have a good reputation and do not use shady sales tactics.

Good Luck!!

Good for you if you have read all the way to here. Congrats on being an over achiever and having an attention span 80% of the population lacks these days. What are you waiting for (lol) contact us today so we can prove to you that we are the best choice and truly deserve your business.

Thanks for your time and good luck with your search!!

For more information check out our website:

http://creativehq.ca/

There are videos on our facebook page and on our website that explain what we can do for you.

Apply. Relax. Drive.

Still buying your vehicles the old way? Contact us now and find out why thousands of Canadians will never buy another vehicle without us

Tags: Financial Services,Automotive